Let me begin by saying that credit scores work in a very strange way. People have many misconceptions when it comes to what will help their credit scores. Unfortunately when people try to do things to help their credit scores, many times their actions actually do the contrary and reduce their scores.
If your goal is to get your credit scores up in the shortest amount of time possible, you may want to consider the 5 strategies below. With a Rapid Rescore service, you can actually have your scores up within 5-7 days. With aggressive credit repairing, you can eliminate derogatory credit within about 30 days.
Here are 5 strategies that you may want to consider when working to improve your credit.
1. Full Consultation with a Credit Expert – There are many ways that we can increase your credit score. During the consultation you will be educated so that you will have a working knowledge of how credit scores work. You will also be provided with specific instructions that will help you achieve your credit score goals in the shortest amount of time possible. You should be provided with a roadmap that will lead you to your destination (your target credit score) as quickly as possible. This will help you avoid making desicions that will hamper your credit repair success. Make all the right moves and non of the bad ones.
2. Credit Repair – Of course derogatory items on the credit report will drag the scores down. You may want to challenge every derogatory item on your credit report. There are several ways in which an item on the credit report can be challenged.It is best to have an expert decide which approach will be the most effective and then implement that strategy.
3. Rapid Rescore – A rapid rescore service can show you results within 5-7 days, sometimes even less. Anything on the credit report can be rapid rescored. By implementing an aggressive rapid rescoring strategy, the credit score increasing potential is limitless. If you need a quick 30-40 points, rapid rescoring can usually do the job.
4. Personal Information Sweep – You may have incorrect names, addresses, date-of-birth or employment data reporting on their credit. These discrepancies can lead to cross referencing and allow other people’s bad credit onto your report. Cleaning up the personal info section of a credit report can lend to a higher credit repair success.
5. Tradelines – Many people just don’t have enough credit. It is also difficult to establish new accounts, if you have bad credit or no credit at all. Many creditors will not give you an account but some of them will. It is important to know which creditors want to do business with you before you make an applicaiton. This will help you avoid adding endless inquiries to your report in a quest to open a new account. Hopefully, during your consutltation with a credit expert, you will be able to decide if opening a new account is an appropriate action for you to take. Remember, opening new acounts can temporarilty reduce your credit score.
For more information abour credit scores, credit repair and rapid rescoring, please visit my site: http://www.creditrepairwholesale.com/
Tuesday, September 27, 2011
Thursday, August 11, 2011
FIRST STEP to better credit
The first step to better credit is obtaining your credit report.
There are many websites that will provide you with a credit report. It is important to find a credit report that contains information from all three credit bureaus: Equifax, Experian and TransUnion.
Next, it's good to have a detailed and easy to read report. Many website such as myfico.com or annualcreditreport.com has eithier incomplete account data (myfico) or a confusing format (anualcreditreport).
One easy to read and detailed credit report that I like is from a website called: www.mycreditkeeper.com
Please note, I am not in any way affiliated with that website.
There are many websites that will provide you with a credit report. It is important to find a credit report that contains information from all three credit bureaus: Equifax, Experian and TransUnion.
Next, it's good to have a detailed and easy to read report. Many website such as myfico.com or annualcreditreport.com has eithier incomplete account data (myfico) or a confusing format (anualcreditreport).
One easy to read and detailed credit report that I like is from a website called: www.mycreditkeeper.com
Please note, I am not in any way affiliated with that website.
Tuesday, August 9, 2011
Congrats on your new home
Congratulations go out to Tony in New York. Tony signed up to our Standard Credit Repair program for $399 less than 3 weeks ago. He has already used the rapid rescore prodect to increase his score 38 points which allowed him to get qualified for a home loan. We are now working on getting his scores into the 700s. Rapid Rescore Credit FAST
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